Buying from a Dealership

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Buying from a Dealership

Step 1: Knowing Your Budget

Knowing how much you’re willing to spend on your new wheels is very important in the car buying process. This step includes knowing how much you may want to spend each month on car loans as most Australians finance their cars. 

Your calculation should also include factors such as annual servicing, insurances, regos, and any additional ongoing costs. Keep in mind that you can most likely negotiate with dealerships to have roadside assistant and several years of warranty included without additional cost.

Step 2: Finding the Right Car

Now we know how much our budget is, it’s time to decide if we want a new or used vehicle. When comparing the two, it will be easier if you write down the pros and cons between new and used vehicles. For example: fuel efficiency, warranty, depreciation, and the price.

Refer to Buying Used Cars for buying used vehicles.

Step 3: Get a Loan?

When you're trying to find the right loan for your car, it is important that you get a second opinion from our experienced finance brokers. Because car dealerships are most likely making their money through the financing side of the business and often they have limited choice of lenders. 

As such your SC Brokers might be the best to go for finding the right product for your needs. We have access to over 30 different lenders and can source you the right loan at the right price. 

To find out more, click Apply Now.

Step 4: Do the Deal

Don’t be afraid to negotiate aggressively with the salesperson and stick to your budget. If you get the feeling that you could get a better deal elsewhere then walk away first.

At SC Brokers, we also offer Car Buying Services where you can allow our staff to negotiate the best deals with hundreds of car dealerships for you. Once finalized, we will deliver you your new car. 

To find out more, click Apply Now.

Car Loan Approvals Up to 115% LVR

Step-by-step guide



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