Your Home Is Your Safe Harbour — Make Sure It’s Protected
Premium Protection with SC Brokers Home & Contents Insurance
Your home is more than just a place to live — it’s where your most valuable possessions and memories are kept. If you own a high-value property or luxury items, standard insurance may not offer the level of protection you need. SC Brokers offers Prestige Home & Contents Insurance designed specifically for discerning homeowners who want tailored, top-tier coverage.
“Residential property worth up to $63 billion is at risk (from climate change) – and we believe this is likely to be an underestimate.”
—— The Climate Institute, 2016
What Is Home & Content Insurance?
Home & Content insurance provides comprehensive protection for luxury homes and valuable contents. Unlike generic policies, we offers higher coverage limits, flexible options, and personalised service — ensuring your most cherished assets are covered without compromise.
What Does It Cover?
SC Brokers can customise your policy to include premium features such as:
✅ Extended Replacement Cost Coverage - Rebuild your home to its original standard, even if costs exceed the insured amount.
✅ Cash Settlement Options - Choose to receive a cash payout instead of replacing damaged or lost property.
✅ Your Choice of Craftsmen - Work with your preferred builders or artisans to repair or restore your home.
✅ Replacement Cost on Contents - Receive full replacement value for your belongings without depreciation.
✅ Worldwide Accidental Loss & Damage Cover - Your valuables are protected wherever you are — even when you travel.
Tips For Getting The Most Out Of Your Policy
To get the most out of your home & contents insurance policy:
Consider opting for a higher excess amount which will reduce your premiums. However make sure this figure is an amount that you can comfortably pay should a claim arise;
Ensure all valuables are accurately listed in order to receive full compensation if they become damaged;
Keep records/receipts for large purchases as these may need to be provided in order for claims to be processed efficiently;
Read all stipulations carefully before signing up so that you have full understanding of what is included in the policy;
Review your policy regularly to ensure it still meets your needs over time.
Protect your peace of mind with coverage that reflects the true value of your home.
💬 CONTACT US TODAY to arrange a prestige home and contents insurance policy that’s as exceptional as your property.