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Low Doc Self Employed Loans

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Low Doc Self Employed Loans


If you are self-employed and looking for alternative home loan solutions, then please feel free to contact us to discuss your options. We have over 10 years’ experience in the Low Doc Loan Industry. We have the knowledge and experience to help you find the best solution that meets your requirements.


Key Aspects of Low Doc Self Employed Loans:

  • ABN & GST registered for more than 6 months

  • No ongoing fees

  • 100% offset account available

  • Unlimited cash out available up to 80%

  • 1 x Income Evidence documentation required:

    1. Accountant’s letter OR

    2. Last 2 quarters BAS OR

    3. 3 months trading Statements


When small business owners or self-employed individuals need to apply for mortgage (purchase, constriction, refinance or debt consolidate) and they don't have the necessary documentation required by most local lenders, Low Doc Loans (or No Doc Loans) offer a fantastic alternative.


Low Doc Loans are the great solution for self-employed applicants who are unable to provide up-to-date Tax Returns. If you are a sole-applicant and are employed on a PAYG basis, then a Low Doc Loan is not for you. Note that PAYG Applicants can still be co-borrowers, but PAYG income documentation will need to be provided. 


We can also assist self-employed applicants with bad credit or recently self-employed individuals. Generally an active ABN for at least 24 months will provide you with the greatest number of options, but you may still be able to get a loan if your ABN is at least 6 months old. If your ABN is not GST registered then your borrowing power may also be limited.


Click Apply Now to find out more.